The GOSI (General Organization for Social Insurance) salary certificate is essential in Saudi Arabia, primarily for employees covered by the social insurance system. This document proves your salary and employment status, making it crucial for expatriates and locals. This certificate is proof of the salary and contributions to GOSI, often required for various official purposes like visa applications, bank loans, or housing.
Here’s everything you need to know about getting the GOSI salary certificate:
Understanding GOSI and Its Purpose
GOSI, the General Organization for Social Insurance, is a Saudi Arabian government agency responsible for providing social insurance benefits to employees. Established to ensure financial security, GOSI administers various programs, including:
- Pensions
- Occupational Hazards Insurance
- Unemployment Benefits
Employers and employees contribute to these programs, ensuring workers receive support during times of need. Understanding GOSI’s role can help you navigate its services more effectively.
Why You Need a GOSI Salary Certificate?
The GOSI salary certificate serves multiple purposes, such as:
- Loan or Credit Applications: Many banks and financial institutions in Saudi Arabia require the GOSI certificate when processing personal loans, credit card applications, or mortgage approvals.
- Visa Applications: Some embassies may ask for proof of income and employment, which this certificate provides.
- Employment Proof: It can verify employment status and salary details when needed.
Steps to Get the GOSI Salary Certificate
Here are some easy steps to get the certificate:
Step 1: Register with GOSI
To access any services from GOSI, including obtaining the salary certificate, you must be registered on the GOSI system. Your employer is responsible for registering you. However, employees can also create an account on the GOSI website to view their contributions and access various services.
Step 2: Access the GOSI Portal
- Go to the GOSI website.
- If you still need to register, create an account using your National ID (for Saudi citizens) or Iqama number (for expatriates).
- Log in with your username and password.
Step 3: Navigate to Salary Certificate Request
- After logging in, visit the “Services” area.
- Look for the option labelled “Salary Certificate” or “Insurance Contribution Certificate.” The term might differ in some cases, but it generally includes salary details.
Step 4: Generate and Download the Certificate
- Follow the on-screen prompts to request the certificate.
- Once generated, the certificate will be available for download in PDF format.
Step 5: Print the Certificate
Once downloaded, you can print the certificate for use. The GOSI certificate comes with a unique reference number that can be used to verify its authenticity.
Additional Methods to Get the Certificate
- GOSI Mobile App: The GOSI app offers a convenient way to access the certificate. For iOS and Android, the app mirrors the website functionality, allowing users to download the certificate on the go.
- Via Employer: Some employees prefer to request their salary certificates through their HR departments, who can provide the document directly from GOSI.
If you need more information about the certificate then click this: How to Get GOSI Certificate?
Common Issues While Requesting the Certificate
Here are the points:
- Incorrect Registration: If your details are not correctly registered in the GOSI system (e.g., wrong salary information), the certificate might not reflect the correct figures. You must contact your HR department to rectify the issue in such cases.
- Inactive GOSI Account: If you haven’t logged into the GOSI portal for a while, your account may be inactive. Follow the instructions on the website to reactivate it or reset your password.
GOSI Calculation Rule in Saudi Arabia
The GOSI calculation in Saudi Arabia involves contributions from both the employer and employee, based on a percentage of the employee’s monthly salary.
- For Saudi employees, the total contribution is 22% of the salary, divided as follows:
- Employer Contribution: 12% (includes 9% for social insurance and 3% for occupational hazards).
- Employee Contribution: 10% (for social insurance).
- For expatriate employees, only the occupational hazard insurance applies:
- Employer Contribution: 2% of the salary.
These contributions ensure that employees are covered for various social insurance benefits such as pensions, disability benefits, and work-related injury compensation. The calculation is based on the employee’s basic salary plus any allowances that are considered part of the insurable wage.
If you need more information then click this: What is GOSI Certificate?
Customer Support for GOSI
If you have some issues or have questions about your GOSI certificate, you can Contact GOSI through their official customer support channels:
- Phone Support: The GOSI helpline (800-124-3344) operates during regular working hours.
- Email: You can also reach out to their support team via (INFO1@GOSI.GOV.SA).
FAQs About GOSI Salary Certificates
Here are some faqs:
1. How Long Does It Take to Receive the Certificate?
A: Once requested through the GOSI online portal or mobile app, the certificate is typically generated instantly and can be downloaded immediately.
2. Is There a Fee for Obtaining the Certificate?
A: No, there is no charge for requesting or downloading the certificate through the official channels.
3. Can I Get a Certificate in English?
A: The certificate is usually issued in Arabic. However, if you need an English version, you can get it translated through a certified translation service.
Important Note: If you need a translation of your certificate or any other documents, our Certified Translation Office in Riyadh offers translations in 500+ languages, serving all of Saudi Arabia and beyond.
4. Can Expatriates Obtain a Salary Certificate?
A: Yes, expatriates working in Saudi Arabia who are covered by the GOSI system can obtain a certificate.